**Effective Date:** July 12, 2025
The information provided by Instant Insure on its website (instantinsure.in), through WhatsApp, email, phone calls, or any other communication channel, is for general informational purposes only. All information is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site or our communication.
1. Not an Insurer
Instant Insure acts as an IRDAI-certified Point of Sale Person (POSP) agent. We are an intermediary facilitating the purchase and renewal of insurance policies between you and various IRDAI-approved insurance companies. We are **not** an insurance company, and we do not underwrite any insurance policies. The actual insurance contract is solely between you and the chosen insurance company.
2. Accuracy of Information
While we strive to ensure that the information provided (e.g., quotes, policy details, cashback offers) is accurate and up-to-date, it is subject to change by the respective insurance companies. We cannot guarantee that all information will always be current or error-free. It is your responsibility to verify all details directly with the insurance company before making any purchase decision.
3. No Professional Advice
The content and services provided by Instant Insure are for informational and facilitative purposes only and do not constitute professional financial, legal, or insurance advice. You should consult with a qualified professional or the respective insurance company for specific advice tailored to your situation.
4. Cashback Offers
Any cashback offers advertised are subject to specific terms and conditions, eligibility criteria, and may be withdrawn or modified by Instant Insure at any time without prior notice. Cashback is typically processed only after successful policy issuance and confirmation by the insurer.
5. External Links Disclaimer
Our website or communications may contain links to other websites or content belonging to or originating from third parties (e.g., insurance company websites, payment gateways). Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.
6. Limitation of Liability
Under no circumstance shall Instant Insure be liable to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site or through our services. Your use of the site and your reliance on any information is solely at your own risk.
7. Service Availability
We strive to ensure our services are available continuously. However, we do not guarantee uninterrupted access to our website or WhatsApp support. Service may be temporarily unavailable due to maintenance, technical issues, or factors beyond our control.
8. Consent
By using our website and services, you hereby consent to our Disclaimer and agree to its terms.
9. Updates
This Disclaimer may be updated from time to time. Any changes will be posted on this page.