Frequently Asked Questions

Instant Insure is a digital-first insurance service provider run by IRDAI-certified Point of Sale Persons (POSP) agents. We specialise in providing fast, affordable, and transparent vehicle insurance for cars, bikes, and commercial vehicles across India. Our goal is to make insurance simple and rewarding for you.

Yes, we are a team of IRDAI-certified POSP agents. This means we are licensed and authorised by the Insurance Regulatory and Development Authority of India (IRDAI) to sell insurance policies, ensuring complete authenticity and compliance.

We offer several key advantages:

• Lowest Net Premium: We provide up to ₹1000 cashback, making your effective premium the lowest in the market.
• Instant Service: Get your policy issued in minutes via WhatsApp and email.
• Zero Paperwork: Our process is completely digital and hassle-free.
• Genuine Policies: We only offer policies from trusted and reputable insurers.

We provide comprehensive and third-party insurance for:

• Cars
• Bikes & Scooters
• Commercial Vehicles
• Expired Policy Renewal

It’s simple! Just contact us on WhatsApp or through our website, and one of our certified agents will ask for a few details about your vehicle. We'll provide you with a quote within minutes.

Once you approve the quote and make the payment, your policy will be processed and issued instantly. You will receive the policy document directly on WhatsApp and via email, usually within minutes.

Yes, absolutely. We specialise in renewing expired policies, and in many cases, we can process your renewal instantly without a mandatory vehicle inspection.

Typically, we only need a clear copy of your vehicle’s Registration Certificate (RC) and the previous policy number (if available). Our digital process ensures no physical paperwork is needed.

Our cashback offer is designed to give you the lowest net premium. You pay the standard premium amount, and then we give you up to ₹1000 back directly to your account. This makes your final out-of-pocket expense the lowest available.

The cashback amount is up to ₹1000 and varies based on factors like your vehicle type, the chosen insurer, and the policy premium.

Your cashback will be processed and credited to your account once your policy has been successfully issued and delivered to you.

We accept all major online payment methods, including UPI (Google Pay, PhonePe), net banking, and all major credit/debit cards.

In the event of a claim, you should contact the insurer directly. Our certified agents can guide you through the process and provide any necessary support. Your policy document will contain the insurer's contact details and claim procedures.

Yes, while the claim is handled by the insurance company, our team of certified agents is always available to help and guide you through the process, ensuring it goes as smoothly as possible.

We are here to help! You can reach out to our support team on WhatsApp at +91-9619081828, call us, or email us at contact@instantinsure.in for any further assistance.